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Fixed-premium P&I market · Founded 2013 · Oslo, Norway · Norway
Fixed-premium MLC certificates for small commercial vessels (yachts, offshore support, workboats) below IG-mutual entry thresholds.
Direct call to the Oslo claims desk. Hydor operates on a fixed-premium (not mutual) basis, so claims proceed under contractual policy terms rather than IG pooling.
Younger fixed-premium underwriter serving the yacht + small commercial fleet.