Overview
Gard is the largest marine mutual insurer in the world, headquartered in Arendal, Norway, and with major offices in London, New York, Singapore, Tokyo, and Bermuda. Through Gard P&I (the protection-and-indemnity arm) and Gard Marine (hull, energy, and offshore), the group covers roughly 200 million GT of P&I tonnage and a large offshore-energy book. It is a founding member of the International Group of P&I Clubs and is widely recognised for the strength of its claims handling, Scandinavian-style mutual governance, and the breadth of its loss-prevention research.
Key facts
- HQ Arendal, Norway
- ~200 M GT owned tonnage entered (P&I)
- Largest marine mutual insurer
- Combined P&I + hull + energy book
- International Group founding member
Why it matters to seafarers
Gard runs a 24/7 emergency-response desk that handles everything from crew medevac to oil-spill response to wrongful-arrest defence. Seafarers on Gard-covered tonnage benefit from a clear contractual right to medical and repatriation assistance through the club's MLC financial-security certificate, which must be visible on board.